
"Account(s)" means any and all of the Cardholder's account opened and maintained with the Bank, including but not limited to the Designated Account as the case may be (whether alone or jointly with any other person(s) and whether current, deposit, loan or otherwise).

In these Terms and Conditions, the following terms and expressions shall have the following meanings unless the context requires otherwise: These Terms and Conditions govern the use of Citibank DEBIT & ATM Card ("the Card") which are to be read together with the relevant Account Terms and Conditions, as well as the rules and regulations and any other rules and regulations binding on Citibank Berhad, Malaysia ("the Bank"). If your card is a replacement card, your 6-digit PIN will be the same as your existing PIN. Activate your card at the nearest Citibank ATM or any ATM that carries a MEPS or Mastercard / Cirrus / Maestro logo.Click on 'Services' and select 'My Profile'.Login to If you're a first time user, click on 'Register'.Kindly enter your unlock code if you are a registered mobile token user or the SMS One-Time PIN (OTP) sent to your registered mobile number to activate your Card.Click on the 'Manage' icon and select 'Activate Card'.

Click on any of your Checking or Savings Account.If you're a first time user, click on 'Create a Login Account'. Activate your Citibank Debit and ATM Card through any of the following methods: Citi Mobile ® App
